Voluntary Benefits

Voluntary Benefits

Enhance your benefits coverage by electing voluntary benefits, through Unum. These plans provide a lump sum payment which you can use to pay for out of pocket costs related to an accident, critical illness, or hospital stay. You are responsible for the cost of coverage and the premiums are conveniently deducted from your paycheck.

Accident Insurance

Accidents can happen any time. As an eligible employee, you can buy Accident insurance to help pay for expenses related to unexpected accidents and injuries. The benefit amount is determined by the injury and medical care received and is paid directly to you. Features of this insurance include:

  • 24-hour coverage
  • Emergency room benefit is $300
  • Urgent care benefit is $250
  • Organized sport benefit

Critical Illness Insurance

Are you protected if you experience a critical illness? As an eligible employee, you can buy Critical Illness insurance to help pay for expenses related to the diagnosis of a critical illness, such as a heart attack, coma, kidney failure, or cancer. The benefit amount is determined by the type of illness and is paid in a lump sum amount.

Hospital Indemnity Insurance

An unexpected hospital stay can be expensive, even with medical insurance. As an eligible employee, you can buy Hospital Indemnity insurance to help pay for expenses and bills related to being admitted or confined in a hospital, including stays for mental health or substance abuse treatment. Benefits are paid directly to you and the funds can be used as you see fit.

For more information, or to enroll in plans, email Askpnc@wilburellis.com.

Pet Insurance

Pet insurance, through MetLife, provides flexible plans that fit your budget, including optional wellness coverage. You can cover up to three pets under a single policy, and receive credit for any previous coverage in case of pre-existing conditions. MetLife’s Healthy Pet Incentive rewards you with a $50 deductible credit for every year you have no claims.

With 24/7 access to live veterinary support, no breed exclusions, and no upper age limits, you can rest easy knowing your pets are well protected. Convenient direct billing makes managing your policy hassle-free. Give your pets the care they deserve with a plan tailored to their needs–and yours! Get started at quote.metlifepetinsurance.com/pet.