• View your 2026 benefits guide:
  • English
  • Spanish
• Visit the Lifestyle Examples page to learn what plan may be a good match for your needs.
• Use Workday; no counselors this year!
• Attend a live webinar where we’ll review your plan options and allow time for Q&A. We encourage employees and their spouses to attend one or more sessions on the following dates and times.
• Live Webinars — Check your Outlook calendar invite for the link to join.
• Webinar Recording: Click here
• Review this Blue-Shield site to learn more about your medical plan options

• View this video or document for instructions on how to enroll yourself.
  • Cómo inscribirse – Inscripción abierta

Enrollment Questions

• When do I need to complete my enrollment?

• • All US full-time employees can enroll or update coverage between October 30 – November 13. Your coverage will roll over to 2026 except for FSA’s. For Supplemental life, this year you may increase coverage to any level for yourself, your spouse, or your child without providing Evidence of Insurability (EOI). Because of this, you are eligible to elect coverage or increase your current amount without Evidence of Insurability and additional medical questions.

• How do I complete my enrollment?
  • You must enroll in Workday. Download the Workday app and follow the instructions:
  • How to Complete Open Enrollment
  • Cómo completar la inscripción abierta
  • How to Complete Open Enrollment – Video
• What if I’m waiving coverage?
  • Even if you plan to waive coverage, we encourage you to go in and review all your benefits options and waive coverage. You will continue receiving reminder emails until you submit your “waive” elections.

• What If I miss Open Enrollment?

• • Your coverage will roll over to 2026 except for FSA’s. For Supplemental life, this year you may increase coverage to any level for yourself, your spouse, or your child without providing Evidence of Insurability (EOI). Because of this, you are eligible to elect coverage or increase your current amount without Evidence of Insurability and additional medical questions.

• Why do I have to re-enroll? I want to keep the same plan.

• • Your coverage will automatically carry over into next year except for FSA’s.

• What if I make a mistake? Can I change my elections?

• • You can continue to make changes throughout the open enrollment period of November 3 – November 14. You will want to choose and review your selections carefully. Once open enrollment closes, you cannot make any additional changes, even if you make a mistake. You will have to wait until next year’s open enrollment or within 30 days if you experience a qualified life event to make more changes.

Medical Plan Questions

• What are my plans and choices for 2026?

• • There are three choices for Medical plans in 2026:
    • PPO
    • HSA Yellow
    • HSA Black
  • The medical benefits are all Preferred Provider Organization, or “PPO” plans. You choose your healthcare provider—plan benefits are highest when you visit in-network doctors, labs, and hospitals. The network is the same for all plans.
  • Please see the plan summaries on the right of this page to find out more information on all three plans.

• What are the costs of the plans?
  • Please see the chart below for 2026 plan costs.
• Where can I get help picking a plan?

• • View your 2026 benefits guide:

• • • English 
    • Spanish 
• • Visit the Lifestyle Examples page to learn what plan may be a good match for your needs.
• Attend a live webinar where we’ll review your plan options and allow time for Q&A.  We encourage employees and their spouses to attend one or more sessions on the following dates and times.
  • Live Webinars—Check your Outlook calendar invite for the link to Join:
    • Watch the Recording Here
• Review this Blue-Shield site to learn more about your medical plan options

Maven & Family Planning Benefits

Below are answers to common questions about eligibility and enrollment for Maven’s Fertility, Maternity, Adoption, and Surrogacy benefits.

• Who is eligible to receive the $15,000  reimbursement for fertility treatment expenses?
  • Employees or their dependents who are receiving fertility treatments while covered under our Blue Shield (BSCA) medical plan are eligible for reimbursement of qualified fertility treatment expenses, up to $15,000.
• Who is eligible to receive the $15,000 reimbursement for adoption or surrogacy expenses?
  • All full-time employees are eligible to receive reimbursement toward eligible adoption or surrogacy expenses, regardless of their benefit enrollment status.
• How do I enroll to access Maven’s Fertility and Maternity benefits?
  • For fertility benefits, the individual undergoing treatment must be enrolled in the medical plan—no additional action is required. For adoption or surrogacy benefits, full-time employees are automatically enrolled and do not need to take any further steps.

Other Questions

• Who can I enroll in coverage?

• • Eligible dependents include:

• • • Your legal spouse or your domestic partner (a domestic partner affidavit is required)

• • • Your children up to age 26

• • • Your children of any age, if incapable of self-support due to a mental or physical disability

• What happens if I enroll my domestic partner?

• • To enroll your domestic partner and/or their children on your plan(s), you must complete a Declaration of Domestic Partnership affidavit and return it to the benefits department.

• • The IRS considers the employer-paid portion of your domestic partner’s health coverage to be a taxable benefit that must be included in your gross income. This means that amount that Wilbur-Ellis pays toward your domestic partner’s benefit premiums will appear as taxable (imputed) income on your paycheck.

• When can I change my elections?

• • Open enrollment is the one time you can change your benefits a year without an IRS-approved qualified life event. If you miss open enrollment or make a mistake, you will not be able to make changes until next year’s open enrollment or within 30 days if you experience an IRS approved life event.

• How do I set my life insurance beneficiary?

• • During Open Enrollment, the system will let you set your Basic life & AD&D and employee supplemental life & ADD insurance beneficiaries.

• How do I change my 401k elections?

• • 401k elections can be changed at anytime, so are not a part of Open Enrollment. To change your 401k elections, log-in your account at 401k.com.

• How do I increase my voluntary life coverage?

• • For 2026 only, you may increase coverage to any level for yourself, your spouse, or your child without providing Evidence of Insurability (EOI). Because of this, you are eligible to elect coverage or increase your current amount without Evidence of Insurability and additional medical questions.
• Can I talk to someone about my questions?
  • If you have specific coverage questions, please contact the insurance providers (BlueShield, Delta Dental, VSP, WEX).
  • For all other questions, please contact the benefits team at ASKPNC@wilburellis.com.

FSA & HSA Questions

• Who is eligible for an HSA?

• • The HSA can be established for any individual that meets all the following:

• • • Must be enrolled in the HSA Black or HSA Yellow health plan.

• • • Is not covered by another non-HSA-eligible health plan.

• • • Is not enrolled in Medicare, TRICARE or TRICARE for life.

• • • Is not eligible to be claimed as a dependent on someone else’s tax return.

• • • Does not have a health care flexible spending account, except the limited-purpose FSA.

• Does Wilbur-Ellis contribute to my HSA?

• • Yes! However, to receive the full contribution, you must complete wellness activities.

• Can I have an HSA?

• • You must be enrolled in the HSA Black or HSA Yellow to be enrolled in a Health Savings Account (HSA).

• Can I have an FSA and an HSA?

• • You cannot have a Healthcare FSA and an HSA simultaneously. However, you can have a Limited Purpose Flex and an HSA, that can be used for dental/vision expenses only.

• What are the HSA limits?

• • The HSA maximum contribution limits are increasing to $4,400 for individual coverage, and $8,750 for family coverage. This includes employer AND employee contributions combined.

• How much should I put in my HSA?

• • Use the WEX online tool to help you estimate your healthcare needs and decide on your HSA contributions. As a reminder, you can change your HSA elections at any time.

• What can I use my HSA money on?

• • Click here to view the list of IRS-eligible HSA expenses

• Where can I get help with my HSA?

• • Contact WEX for assistance with your HSA.

General

How can I update my HSA payroll contributions?

You can update your contribution at anytime in the Workday Benefits tile.

When will my funds be available to use after they are deducted from my payroll?

It can take up to seven business days from the date funds were deducted from your payroll for them to be posted to your account.

Can I contribute to my HSA once I turn 65?

You can continue contributing to your HSA once you turn 65 as long as you do not enroll in Medicare. Keep in mind you are automatically enrolled in Medicare Part A if you sign up for Social Security benefits. Your HSA will not be affected if your spouse enrolls in Medicare, but you, as the primary account holder, do not. Once you enroll in Medicare, you can no longer contribute to your HSA, but can continue using funds in the account for eligible expenses.